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Sickness & Accident Cover

A choice of Flexible Benefits to suit the individual. LTDA members can now choose from one of the following 2 options to match their needs.

Benefit

Platinum

Gold

Maximum age at which members can join Under 50 years of age Under 55 years of age
Accidental Death £60,000 £60,000
Accidental Death of Spouse £50,000 £50,000
Capital Benefits – Loss of limbs, etc £50,000 £50,000
Weekly benefit paid (Accident) £450 £250
Deferment period 14 days 14 days
Maximum period for which benefit is paid (Accident) 50 weeks 50 weeks
Weekly benefit paid (Illness) £450 £250
Excess period before claim payments start 14 days 14 days
Maximum period for which benefit is paid (Sickness) 50 weeks 50 weeks
Temporary Total Disablement as a result of stress or back illness £90 per week £90 per week
Hospital Benefit £400 within first two weeks of illness reducing to £200 from Third week (Max 30 nights) £400 within first two weeks of illness reducing to £200 from Third week (Max 30 nights)

Cost per Month

£59.90

£51.20

What is the Sickness & Accident Scheme?

As part of the LTDA Sickness & Accident Scheme we (LTDA) have arranged a group insurance policy to provide protection for Personal Accident and Illness. The cover provides financial benefits to members in the event of Personal Accident and Illness.

How do the two plans differ?

The level of cover on New Gold is £250 Per week and for Platinum it is £450 Per week. (Stress / Back related conditions have a reduced rate of £90 per week).

How do I join?

Simply e-mail Paula at paula@ltda.co.uk or call her on 0207 286 1046 and she will send you an Application Form and a Key Facts Summary.

Alternatively, you can download the form here

 

What they say:

"I do not know what I would have done following a prolonged illness had I not been a member of the LTDA’s Platinum scheme, the cheque arrived every week and made all the difference. I only had to worry about getting better not how I was going to pay the bills."

Ben Jones, Taxi Driver